Motor Vehicle Repossession

Losing a vehicle to repossession can be embarrassing and financially devastating. The sudden loss often leads to job loss, worsening an already difficult situation. Many people believe they have no rights once a vehicle is repossessed — but that's not true. Attorney Zachary L. Taylor at Winton & Hiestand Law Group can help you understand your rights and legal options under Kentucky law.

You Still Have Rights After Repossession

Even if you defaulted on your auto loan, Kentucky law provides important protections. Lenders must follow strict legal procedures when repossessing and selling a vehicle — and failure to comply can entitle you to money damages. Don't assume you have no recourse just because you fell behind on payments.

Situations We Handle

• Behind on car or truck payments
• Defaulted car or truck loans
• Vehicle has been repossessed
• Lender failed to provide required notices
• Vehicle sold at a commercially unreasonable price
• Wrongful or self-help repossession violations
• Deficiency balance disputes after vehicle sale

Potential Remedies

If your lender failed to comply with Kentucky law in connection with the repossession of your vehicle, you may be entitled to relief in the form of money damages. In some cases, deficiency balances (the amount still owed after the vehicle is sold) can be challenged or eliminated entirely. Attorney Taylor will review the specific facts of your case at no charge.