After you’ve been hurt in a car accident or a workplace incident, it’s common to feel overwhelmed. Insurance adjusters know this, which is why they are quick to promise an easy settlement, hoping you’ll be desperate enough to accept. However, just because an adjuster has offered compensation doesn’t mean a car accident attorney in Louisville, KY, can’t benefit you. Personal injury attorneys will go toe-to-toe with the insurer to get you the settlement you deserve.

I’ve Already Been Offered a Settlement: Why Do I Still Need a Lawyer?

Accident Lawyers Will Make Sure You Aren’t Being Low-Balled

Insurance companies will hurry to contact accident victims before they have time to hire legal representation. Because they know that a lawyer will help you accurately value your expenses, they want to convince you to commit to their low offer without seeking the advice of an attorney.

Victims often undervalue their cases or forget to consider the expense of ongoing care when considering settlement offers. A skilled lawyer will help you determine a fair settlement and estimate your projected care costs.

Personal Injury Attorneys Will Strengthen Your Claim

Having a personal injury lawyer prepare your claim will ensure you have the correct documentation to secure a fair payout. When individuals complete their own claims, they often unknowingly omit critical information.

An incomplete claim can limit the amount you receive in a settlement or disqualify you from receiving it entirely. Evidence such as police reports, medical records, and witness statements must be included in your claim, and an attorney can ensure all your paperwork is in order.

Lawyers Can Handle the Insurance Company

No matter how kind the insurance adjuster sounded on the phone, it’s essential to remember that they are not on your team. Their job is to convince you to accept the smallest settlement possible; that way, their employer doesn’t have to pay as much. That’s why they usually come across as kind and compassionate during early interactions.

Once they realize you won’t accept their first settlement offer, they will often become more aggressive, attempting to intimidate you into agreeing to their settlement. When you work with an attorney, they will deal with the insurance company, allowing you to focus on healing from the accident.

Injury Attorneys Will Negotiate a Higher Settlement

Working with an attorney allows you to put together a professional counteroffer. Counter offers from individuals with legal representation are more likely to be considered than those without representation.

Insurance companies will also try to haggle with individuals, thinking that victims will accept a subpar offer if they can make the process inconvenient enough. When an attorney is handling your negotiations, insurance companies know that you are serious about seeking fair compensation and unwilling to be manipulated by their tactics.

Contact a Car Accident Attorney in Louisville, KY

Even if the at-fault party’s insurance company has already made you an offer, working with a lawyer can prevent you from accepting a poor offer and ease your stress during this challenging time. Your attorney will fight for the settlement you deserve and help you make informed decisions that serve your best interest.

Don’t let someone else’s poor decision put you under financial strain. Instead, contact the Winton & Hiestand Law Group today, and find out how we can help you receive a fair settlement.